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Attitude towards money

Attitude towards money

Become the master of your finances! Each of us approaches money differently – some save, while others spend without thinking. Good financial habits help us achieve stability and fulfill our goals.

This module focuses on understanding your own approach to money and its impact on financial decisions. It will help you identify behavioral patterns and find a balance between spending and saving.

Understanding your financial style – you will learn whether you are more of a saver or a spontaneous spender.
Better control over expenses – you will learn to manage your finances consciously.
Fundamentals of financial planning – you will gain insight into how to work effectively with money.
Balance between saving and enjoying – you will discover how to enjoy life without feelings of guilt.
Recommendations for improvement – you will receive practical tips for healthy financial decisions.

Do you know how you approach money? Take the test and gain control over your finances!

Imagine that you received an unexpected gift worth €10,000. What is the first thing you will do? I will immediately invest in assets that can generate additional income.
I will store them in a safe place and think about a strategy.
I will pay off debts or buy something I have wanted to afford for a long time.
I will divide the amount – I will keep something for myself, give something away, or use it for experiences.
I feel stressed because I don't want to make a bad financial decision.

If money were a forest, what kind of tree would represent it best? Oak – strong, stable, and grows for many years.
Bamboo - it grows quickly, but requires care.
Pine – adaptable, resistant to storms.
Lemon tree – it yields fruit regularly, but it requires patience.
Dandelion - it spreads uncontrollably into the world.

Imagine that money has its own voice. How would it sound when it speaks to you? A calm and measured tone, encouraging a long-term vision.
Excited and energetic voice, full of opportunities.
Quiet, barely audible, sometimes uncertain.
A warning voice that alerts me to risks.
Fun, attractive, encouraging spontaneous decisions.

You are in an unknown city and you have only €100. How will you use it? I will thoughtfully secure my basic needs first and then look for earning opportunities.
I will use them as startup capital for a small business.
I will try to multiply them through investment or trading.
I will enjoy the city and believe that I will manage somehow tomorrow.
I will feel uncertain and I will try to endure with them for as long as possible.

If your relationship with money were an animal, what would it be? Eagle - thoughtful, pursuing long-term goals.
Cat - sometimes cautious, other times spontaneous.
Squirrel – I always put something aside for a rainy day.
Dog - loyal, but sometimes I indulge in a little extra.
Moth – money comes and quickly flies away.

How would you react if you lost 500 €? I will educate myself and adjust my approach to finances.
I'll get angry, but I'll quickly look for a solution to get them back.
I'll leave it as it is – I can't change the past, so I'd rather focus on the future.
I feel guilty and I will blame myself for a long time.
I'm trying to turn it into a funny story to lighten it up.

What feelings does the thought of a large sum of money evoke in you? The feeling of freedom and possibilities.
Mild stress - a lot of money also means a lot of responsibility.
I'm excited, I'm already planning how to use them effectively.
Fear that I might lose it.
Internal conflict – I don't know if I could manage them properly.

Imagine that money has a taste. What would it be like? Hot chocolate – satisfying, but not always sweet.
Lemon – fresh, but sometimes sour.
Honey - sweet, if I know how to handle it properly.
Spicy sauce – it can be exciting, but also dangerous.
Pure water – essential, yet easily overlooked.

If you could express your attitude towards money with one gesture, what would it be? A firm handshake – certainty and stability.
Open palm – flowing and sharing.
Clenched fist - protection and control.
Shoulder shrug – uncertainty and relaxation.
Raised index finger – caution and planning.

What comes to your mind when you see someone spending large amounts of money? Maybe he has a good strategy, I can't see his whole picture.
I envy him, but I want to understand how he got there.
I'm worried if he can really afford it.
Everyone has different priorities, I don't deal with it.
Surely he knows something that I have yet to discover.