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Risk relationship in investing

Risk relationship in investing

Do you have the courage to invest, or do you prefer to stick to certainty? Each of us approaches risk differently – some seek safe solutions, while others enjoy exploring new opportunities. Investment decisions are influenced not only by finances but also by long-term stability.

This module focuses on understanding your own relationship with risk in investing. It will help you determine whether you are a conservative, balanced, or dynamic investor.

Better self-awareness – you will discover how you approach risk and what it means for your investments.
Increased financial certainty – you will understand which strategies are suitable for you.
Ability to make informed decisions – you will learn to evaluate risks and opportunities.
Balanced approach to finances – you will discover how to find a balance between security and growth.
Practical recommendations – you will receive tips to improve your investment approach.

Are you ready to find out what kind of investor you are? Complete this module and discover your financial strategy!

Imagine that you have the opportunity to invest in a startup with high potential but also high risk. How do you decide? First, I will thoroughly check the founders and the market, and if it makes sense, I will invest.
I am investing only a small amount to minimize the loss if it doesn't work out.
I will search for another investor who has experience with similar projects and consult with him.
I do not invest; I would rather choose a more stable option.
I will consider whether I am more attracted to the potential profit or deterred by the uncertainty, and I will decide accordingly.

If you had €50,000 to invest, what strategy would you choose? I will put everything into one opportunity that I believe in.
I diversify into multiple assets with varying degrees of risk.
I will invest only half and keep the other half as a reserve.
I would rather keep my money in the bank or in real estate.
First, I will consult with an expert and only then will I decide.

If you had to describe risk in investing in one word, which would you choose? Opportunity
Threat
Adventure
Necessity
Uncertainty

Imagine that the value of your investment has significantly dropped over the last three months. How do you respond? I will buy more since the price is now lower.
I will remain calm and wait for long-term recovery.
I will sell everything to minimize losses.
I will consult with someone who knows more about it than I do.
I will start looking for other investment opportunities where I could compensate for the loss.

How would you feel if you lost half of your investment? It would be a lesson for me in the future.
I would take it sportingly, investing is about fluctuations.
It would be a big blow for me, I might stop investing.
I would feel frustration, but I would try to make up for the loss with further steps.
I would consider whether I made a mistake in my decision-making.

What does a safe investment mean to you? One that provides a stable, albeit smaller, return.
Investment in real estate or gold.
Well-diversified portfolio with balanced risk.
There is no such thing as a completely safe investment.
One that I have full control over.

What type of investments attracts you the most? Stocks and ETFs with high growth potential.
Cryptocurrencies and other dynamic markets.
Investments in real estate.
Share in an established company or passive income from dividends.
I don't know, I'm just figuring out what works for me.

How would you react if someone offered you a "guaranteed" high-return investment? I would suspiciously check her in detail.
If it looked trustworthy, I would deposit a small amount for testing.
I would immediately refuse it, such things are usually scams.
I would consult with an expert to assess the risks.
I would think it over and watch if experienced investors also get involved.

If you could choose, what type of investor would you be? Aggressive – I seek high returns even at the cost of higher risk.
Conservative - I prefer stability and certainty.
Balanced – I combine different types of investments.
Cautious – I always study everything in detail first.
Experimenter – I like to try new approaches and opportunities.

What feeling does the thought of quickly becoming rich but also losing everything evoke in you? Excitement, I love to take risks.
Stress would not be for me.
Curiosity, but I would need to think it over carefully.
Practical approach, it's all about the right timing.
Caution, I always look for ways to minimize risk.